A Bucket Plan to Go with Your Bucket List A bucket plan can help you be better prepared for a comfortable retirement. Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Managing the Risk of Outliving Your Money Steps to help you sustain and grow your retirement savings.