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Travel Insurance

Health Care Abroad
What you should know about HealthCare Abroad:
  • The medical insurance provides up to $500,000 for each covered personal injury and sickness that occurs while you are traveling overseas. Medical evacuation, if warranted, to a more suitable hospital or your home is included, as are the costs of hospitalization, visits to doctors’ offices, prescriptions, lab fees, x-rays, local ambulance, and emergency dentistry arising from an accident. In the very unlikely event of accidental death, the return of your remains to your home is covered.
  • On-Line Application    
  • International assistance is not insurance. Rather it is the service (24 hours per day, 7 days a week) of an English-speaking personal assistant, professionally trained and fluent in local languages and culture to help you quickly find the medical care you need. These pros act as your advocate in communicating with local medical services. Your assistant can help you revise travel plans and facilitate emergency communications with your personal physician and family back home. They’ll assist you in getting knowledgeable legal advice if needed. It’s as if you had a good friend wherever you are—no further away than a toll free phone call.
  • Optional trip cancellation and curtailment coverage reimburses you for unrecoverable deposits and charges and/or unexpected travel expenses should your trip be cancelled or shortened due to a covered illness or accident.
  • Overseas medical services often demand full payment from international travelers at the time care is delivered. Thus, splinting an ankle broken in a misstep from a curb could require an immediate payment of $7,500 or more. Should it be desirable for you to return to your home country for treatment, the cost of medical evacuation can run from $15,000 on a commercial flight to more than $100,000 for an air ambulance and medically trained crew. 
What you should know about HealthCare Global:
  • The medical insurance provides up to $250,000 for each covered personal injury and sickness that occurs while you are traveling overseas. Medical evacuation, if warranted, to a more suitable hospital or your home is included, as are the costs of hospitalization, visits to doctors’ offices, prescriptions, lab fees, x-rays, local ambulance, and emergency dentistry arising from an accident. In the very unlikely event of accidental death, the return of your remains to your home is covered.
  • On-Line Application
  • International assistance is not insurance. Rather it is the service (24 hours per day, 7 days a week) of an English-speaking personal assistant, professionally trained and fluent in local languages and culture to help you quickly find the medical care you need. These pros act as your advocate in communicating with local medical services. Your assistant can help you revise travel plans and facilitate emergency communications with your personal physician and family back home. They’ll assist you in getting knowledgeable legal advice if needed. It’s as if you had a good friend wherever you are—no further away than a toll free phone call.
  • Optional trip cancellation and curtailment coverage reimburses you for unrecoverable deposits and charges and/or unexpected travel expenses should your trip be cancelled or shortened due to a covered illness or accident.
  • Overseas medical services often demand full payment from international travelers at the time care is delivered. Thus splinting of an ankle broken in a misstep from a curb could require an immediate payment of $7,500 or more. Should it be desirable for you to return to your home country for treatment, the cost of medical evacuation can run from $15,000 on a commercial flight to more than $100,000 for an air ambulance and medically trained crew.
  • Eligibility for HealthCare Global is available to those under age 71.

What you should know about HealthCare Global 2000:
  • Students under the age of 30 enrolled in a study abroad program outside the United States. Students over the age of 30 should request HealthCare Global.
  • Studying abroad should be an exciting and enriching experience which will allow you to participate in different cultures of our world. The memories will last a lifetime. Unfortunately, some of them might not be very pleasant. 
  • No insurance plan can prevent an injury or illness, but a good insurance plan can eliminate the financial burden associated with that injury or sickness. If you get sick at home, you know exactly what to do. . . where to find medical care. . .what doctor to call. . .where to get your prescriptions filled. . .what charges your insurance will cover. But what do you do while traveling in a foreign country where you may not even speak the language? Who pays for your medical expenses? 
  • Physicians and clinics overseas often require full payment at the time services are rendered and hospitals may require a deposit before admitting you and even keep your passport until your expenses have been paid.
  • On-line Application

What you should know about HealthCare America:
  • Medical insurance provides up to $250,000 for each covered personal injury and sickness that occurs after visitors arrive in the United States. Expenses for pre-existing medical conditions are not covered. Medical evacuation, if warranted, to a more suitable hospital or their home is included, as are the costs of hospitalization, visits to doctors’ offices, prescriptions, lab fees, x-rays, local ambulance, and emergency dentistry arising from an accident. After the deductible, 100% of all covered expenses are paid. In the very unlikely event of accidental death, the return of their remains to their home is covered.
  • International assistance is not insurance. Rather it is the service (24 hours per day, 7 days a week) of a personal assistant, professionally trained and fluent in their language and culture, who will arrange doctors’ appointments and other appropriate medical care as soon as your guest needs it. These pros act as their advocate in communicating with doctors and hospitals in the U.S. These assistants can help them arrange a second medical opinion if they want it, revise travel plans, facilitate emergency communications with their personal physician and family at home. They’ll assist you in getting knowledgeable legal advice for your guest if needed. It’s as if you both have a good friend—no further away than a toll free phone call—who knows what to do if an emergency strikes.
  • Here in the United States, setting of a broken leg or arm from a nasty fall could require an immediate payment of $10,000 in a city like New York or Los Angeles. Should air transportation back home be required, costs can range from $15,000 on a commercial air carrier to more than of $100,000 for use of an international air ambulance with a medically trained crew.
What you should know about HealthCare International:
  • The medical insurance provides up to $1,000,000 for each covered personal injury and sickness that occurs while you are traveling overseas. Medical evacuation, if warranted, to a more suitable hospital or your home is included, as are the costs of hospitalization, visits to doctors’ offices, prescriptions, lab fees, x-rays, local ambulance, and emergency dentistry arising from an accident. In the very unlikely event of accidental death, the return of your remains to your home is covered.
  • On-Line Application
  • International assistance is not insurance. Rather, it is the service (24 hours per day, 7 days a week) of a personal assistant, professionally trained and fluent in English and the language of the country you are visiting, to help you quickly find the medical care you need. These pros can help you revise travel plans and facilitate emergency communications with your personal Physician and family at home. They’ll ensure that you receive knowledgeable legal assistance if needed. It’s as if you had a good friend wherever you are—no further away than a toll free phone call.
Wallach & Company specializes in providing medical and related insurance to people traveling outside their home countries. Over more than 25 years, Wallach has earned the trust of those who travel abroad for work, study, or vacation. Whether travel spans a week or more than a year, coverage is tailored to meet individual needs.