Travel Insurance

Medical insurance provides up to $250,000 for each covered personal injury and sickness that occurs after visitors arrive in the United States. Expenses for pre-existing medical conditions are not covered. Medical evacuation, if warranted, to a more suitable hospital or their home is included, as are the costs of hospitalization, visits to doctors’ offices, prescriptions, lab fees, x-rays, local ambulance, and emergency dentistry arising from an accident. After the deductible, 100% of all covered expenses are paid. In the very unlikely event of accidental death, the return of their remains to their home is covered.

On-Line Application    

International assistance is not insurance. Rather it is the service (24 hours per day, 7 days a week) of a personal assistant, professionally trained and fluent in their language and culture, who will arrange doctors’ appointments and other appropriate medical care as soon as your guest needs it. These pros act as their advocate in communicating with doctors and hospitals in the U.S. These assistants can help them arrange a second medical opinion if they want it, revise travel plans, facilitate emergency communications with their personal physician and family at home. They’ll assist you in getting knowledgeable legal advice for your guest if needed. It’s as if you both have a good friend—no further away than a toll free phone call—who knows what to do if an emergency strikes.

Here in the United States, setting of a broken leg or arm from a nasty fall could require an immediate payment of $10,000 in a city like New York or Los Angeles. Should air transportation back home be required, costs can range from $15,000 on a commercial air carrier to more than of $100,000 for use of an international air ambulance with a medically trained crew.