Investment You Would Rather Be... Full Size Version Related Content What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.